Today's naira rate, from every exchange at once
Five major exchanges checked at the same moment and lined up side by side, so you always know which one is worth opening first.
Quick answer: the cheapest place to buy 1 USDT right now is Bitget at ₦1,360.00, and the best price to sell is Bybit at ₦1,371.80 — checked 0s ago.
on Bitget, the lowest of 5 exchanges checked just now
Every exchange, side by side
buy is what you pay · sell is what you receiveOKX
P2PTop offers and limits
Buying
Selling
Bitget
P2PTop offers and limits
Buying
Selling
Quidax
InstantLuno
InstantWork out an amount
Reading this page
The rate is never one number. A peer to peer board on one exchange can sit hundreds of naira away from another at the very same minute, and the instant exchanges sit somewhere else again. That gap is the entire reason this page exists.
Buy is what you pay in naira for one USDT and sell is what you receive for one. Buy is always the higher of the two, and the difference between the best of each is the spread above. If you bought and sold straight back today, that gap is what the trip would have cost you.
The figure against official is how far the street has moved from what the currency feeds publish. On a quiet week it barely shifts. When it jumps, it usually jumps before anything appears in the news.
Peer to peer offers carry a minimum and a maximum, both shown under top offers and limits wherever the exchange publishes them. An excellent rate with a minimum far above what you are changing is not an excellent rate for you, and that is the most common way somebody wastes twenty minutes here.
Common questions
What is the USDT to naira rate today?
The cheapest live price to buy 1 USDT is ₦1,360.00 on Bitget, and the highest price to sell is ₦1,371.80 on Bybit. Both figures come straight from the exchanges and refresh roughly every 90 seconds.
Why do exchanges show different naira rates for the same USDT?
Peer to peer boards are priced by individual merchants, so the rate depends on who is trading at that moment. Instant exchanges set one price for everybody. The two rarely land on exactly the same figure, which is the entire reason a comparison page like this one is useful.
What is the difference between the buy price and the sell price?
Buy is what you pay in naira to receive 1 USDT. Sell is what you receive in naira for giving up 1 USDT. Buy is always the higher figure, and the gap between the two is what a round trip would cost you.
Is peer to peer or instant better for buying USDT with naira?
Peer to peer usually gets a better price because a real merchant sets it, but it takes a few extra minutes and some judgement about who you trade with. Instant exchanges cost a little more but settle immediately with nobody to deal with.
How often does this page update?
Rates refresh roughly every 90 seconds. If a source cannot be reached, the last good figure is shown along with its age rather than leaving the page blank.